VIDEO: Wealthsimple Roboadvisor & ETF’s In Explained Laymans Terms

What is Wealthsimple? What is a roboadvisor?  What is an ETF? Why Mutual Funds are a bad investment option?  How can I setup an account?  These questions and many more are explained in this video: What is Wealthsimple? Wealthsimple is a roboadvisor.  Their slogan is “investing on auto pilot” and that boils down to putting your money into the stock market without big fees or complexity. Who Runs Wealthsimple? Their board of directors include some very big names in the…

What the COVID19 Economic Shutdown Tells Us About How Unrealistic The Paris Climate Accord Is

Few people can envision a world with a greater economic shutdown than what we have seen in the COVID-19 Pandemic.  The bright side of this unprecedented collapse is the world has seen skies over industrialized cities cleaned up to a degree many thought impossible. It is an undeniable fact that COVID19 shutdown has shown us what is possible and that is the problem. COVID19 Pandemic Cleared the Air On the up side take a look at this excellent two minute…

VIDEO: Why The US Should Not Block China’s Huawei From Buying Amercian Semiconductors & Software

In this short edited interview from BNN Bloomberg Technology show, Huawei’s US chief of security explains that blocking US companies from selling billions of dollars in hardware to China’s Huawei, will only force them buy parts elsewhere. This blockage will slow down Huawei but will not stop them.  It will, however, have serious implications for US tech companies as their competitors just gained giant sales and support from one of China’s darling tech behemoths. If you found this interesting, these…

Myth: People Share Dirty Virus Infected Air on Airplanes

In 2020 millions of people are worried about coronavirus COVID-19 (watch this amazing video comparing it to SARS and the Swine Flu) and refusing the fly, but for the wrong reasons.  People are not traveling because they are worried about their fellow man (or woman!), but because they are worried about becoming infected themselves. It is a well known fact that if one person is sick on a plane, everyone will be exposed to the infection because a planes ventilation…

VIDEO – Microsoft Announces $1 Billion Commitment to 100% Renewable Energy Retroactive to 1975

In this stunning announcement Microsoft President Brad Smith said his company will: Consume only renewable energy by 2025 Will CAPTURE as much CO2 carbon as Microsoft AND ITS SUPPLIERS have put into the environment since its founding in 1975 Will require vendors to be increasingly carbon neutral Will fund investments in other companies and organizations, often in third world countries, to accelerate the migration to clean energy This makes Microsoft, which already gets two thirds of energy needs from renewables,…

Process vs Strategy: Why Generalists Will Rule The World

In the video below, author David Epstein explains why being a specialist is generally (see what we did there 😉) a bad idea.  Conventional wisdom is that specializing in a subcategory offers the best path to both personal and financial success.  For example: an engineer focusing only on bridge construction an mathematician becoming a financial quant a computer coder becoming an expert on one language In todays world, specialties are expensive and repetitive making them ideal candidates for automation: Artificial…

VIDEO: What is Peer to Peer Lending & How Does It Work?

If you want to make more than 5% interest these days, you are going to need to look at something other than stocks and bonds. In the simplest terms, Peer to Peer Lending connects borrowers with lenders directly.  The idea is to remove large and slow banks that typically collect deposits and lend money, from the equation and allow lenders and borrowers to talk directly. Banks have so many rules and regulations to follow (which is a good thing because…

VIDEO: More With Less: The End of Enviromental Crisis Is Now In Sight But Won’t Happen Tomorrow

The United States is now produced more physical things (i.e. cars, buildings, clocks…) than it has at any time in its history but it actually REDUCING the amount of materials taken from the ground to do it. One word explains how can that came about: efficiency. There is still absolutely vast amounts of work to be done to improve our global situation but there is now more than just blind hope that new technology will save our collective futures. Our…

VIDEO: Microsoft Increased Productivity 40% in Japan By Taking Fridays Off

It may be counter intuitive but Microsoft actually increased output by 40% in its 2500 person Japanese operations by mandating three day weekends in August 2019.  Most of the performance gains came from: reduced meeting length the majority of meetings changed from one hour meetings to 30 minute meetings having more remote meetings primarily using Microsoft Teams More than 90% of staff said they preferred the 4 day work week to the traditional 5 day and Microsoft intends to run…

Are Tesla’s New v3 SuperChargers The Real Path To Profitability?

It has been noted that during the gold rush most miners did not get rich, but the people who sold them their pick axes and dynamite certainty did.  In the same vein Google has said it is not those with the most powerful computers that will win in the future, it is those with the most data.  Perhaps electric cars are the same. Tesla just released amazing new version 3 electric charging stations in Regina Saskatchewan Canada: “…The new stations…

VIDEO: Alberta Company Produces Ultra Cheap Hydrogen In the Ground Avoiding All Greenhouse Gases

Proton Technologies of Calgary has taken existing technologies and combined them into a method or ‘process patent’ that gives them exclusive rights to produce hydrogen in the ground.  This means that all of the CO2 and other greenhouse gases remain locked in the ground where they have been for millions of years. It also massively reduces the complexity and cost allowing Hydrogen to be produced 80% to 95% cheaper than the current process.  At that rate, hydrogen will be several…

Think Nuclear is Dead or Dangerous? Bill Gates Says Think Again

The nuclear energy industry has a bad rap.  Accidents at Fukushima Japan and Chernobyl Russia, using 1950’s technology, scared citizens and politicians into thinking that nuclear energy is both dangerous and dead. Even with these massive events, the fact is that nuclear was always RELATIVELY safe.  We say relatively because all systems have flaws and failures but nuclear is far superior to coal or even natural gas and wind power. However, in the 1970’s and 1980’s much research was done…

Can A Calgary Startup Really Reshape the Global Energy Business?

A few weeks ago, a small privately held Calgary startup named Proton Technologies announced they were successfully generating cheap hydrogen from old oil fields.  Today we interviewed their CEO, Grant Strem, and learned that the company already had net positive cash flow with big plans for the near future. Producing Hydrogen with ZERO Emissions at 20% of the Cost? Keeping the process in the ground means there is no expensive carbon capture requirements.  The process, shown to the right, produces…

SOLVED: Super-Cheap Hydrogen Produced Without CO2 Using Oil Will Change The World

A Canadian company named Proton Technology has developed the worlds first large scale, cheap method of producing ultra-clean hydrogen from oil. “This technique can draw up huge quantities of hydrogen while leaving the carbon in the ground. When working at production level, we anticipate we will be able to use the existing infrastructure and distribution chains to produce H2 for between 10 and 50 cents per kilo. This means it potentially costs a fraction of gasoline for equivalent output” said…

The Future of Android OS is Chinese Made Harmony OS

Google built Android from scratch in about 3 years of serious work.  With China’s: penchant for stealing intellectual property unlimited budgets massive talent pool how long do you think it is will take China to develop a solid mobile OS?  Not to mention that the newest copy of anything is better than the first because the developers learn from mistakes in the original. As we explained in our recent article:  US President Trump Just Killed Google Android, the US China…