SOLVED: What Affects Your Credit Score?

Have you ever wondered what really affects your credit score?  Did that late car payment really make a difference?  Does having too many companies ask about your credit rating, affect the rating?  Well, here are the answers: 1 – PAYMENT HISTORY = 35% Making payments on time is the most important. 2 – AMOUNT OWED = 30% Obviously your credit score is heavily affected by the amount you owe relative to your net worth. 3 – Length of Credit History…